Strong Core Earnings and ROE: The Hartford reported core earnings of $981 million for Q2 2025, translating to $3.41 per diluted share. The trailing 12-month core earnings Return on Equity (ROE) was a robust 17%, indicating strong profitability and effective management of shareholder equity.

Business Insurance Growth: Business Insurance segment achieved 8% written premium growth with a solid underlying combined ratio of 88. Small Business saw a 9% growth with a combined ratio of 89, indicating effective underwriting and strong market positioning. The company anticipates exceeding $6 billion in annual written premium in 2025.

Personal Insurance Improvement and Growth Plans: Personal Insurance reported a significant improvement year-over-year with a written premium increase of 7%. The underlying combined ratio improved to 88, driven by a strong performance in homeowners insurance. The company plans to grow in auto and home lines, with expectations of low double-digit rate increases sustained through the coming quarters.