Positive Revenue Growth and Projections:
- BNP Paribas reported a 2.5% year-over-year increase in revenues for Q2 2025, driven largely by a 4% growth in its Corporate and Institutional Banking (CIB) sector. The bank anticipates revenue growth acceleration in the second half of 2025 to over 5%, excluding AXA Investment Managers (AXA IM) contributions. The focus on the acceleration of Net Interest Income (NII) in Eurozone commercial banks plays a key role in this forecast.
Strong Profit Guidance:
- The bank has confidently projected a net profit for fiscal year 2025 to exceed EUR 12.2 billion, mainly attributed to improved revenue growth and efficiency gains. The expectation of positive jaws effect of about 2.5 points supports this outlook, indicating successful cost control measures are in place.
Solid Capital Position:
- The Common Equity Tier 1 (CET1) ratio remains stable at 12.5%, reaffirming sufficient capital under regulatory requirements. The bank¡¯s capital generation strategy via risk-weighted asset (RWA) optimization is expected to contribute 10 basis points to CET1 through the remainder of the year.